Sunrate Launches Agentic Card to Enable AI-Driven Business Payments

Sunrate introduced the card at Hong Kong FinTech Week on November 2, 2026. The card supports multiple currencies and allows authorized AI agents to create virtual cards, initiate payments and track transaction results.

AI Agents Can Manage Business Payments

The new card allows businesses to assign virtual cards to specific transactions or business activities. Companies can set spending limits based on transaction amounts, currencies, merchant categories, locations and card validity periods.

Businesses can also set approval rules for payments. Transactions that do not meet the predefined conditions can be blocked or sent for human review. Each transaction is recorded to help companies monitor spending and maintain payment records.

Mastercard Certifies Sunrate's Agentic Card

Sunrate said its new card has completed Mastercard Agent Pay certification. The certification provides a framework for verifying the identity and authorization of AI agents when they initiate payments through the Mastercard network.

The company also highlighted an example involving an online travel business. In this case, an AI agent could manage payments for marketing campaigns or suppliers while following the company's spending rules.

Expanding Sunrate's AI Payment Services

The new card is part of Sunrate.AI, the company's portfolio of AI-powered services covering payments, foreign exchange, compliance, business onboarding and other financial operations.

In July 2026, Sunrate and Mastercard published a white paper on agentic global payments. The report discussed the importance of authorization, governance, transaction monitoring and security when AI agents handle financial activities.

With the new card, Sunrate aims to expand the use of AI agents in business payments and treasury operations. The company said its payment infrastructure supports more than 190 countries and regions. However, it has not yet announced the card's geographic launch schedule, customer details or commercial pricing.

About Sunrate

Sunrate is a Hong Kong-based global payment and financial services platform that provides businesses with cross-border payment, foreign exchange and commercial card solutions.

The company operates across multiple international markets, with offices in Hong Kong, Singapore, Kuala Lumpur, Jakarta and Shanghai. Its services are designed to help businesses manage international payments and financial operations.

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