LenderLink enhances credit infrastructure by offering lenders and non-lenders secure, real-time access to credit risk data.
Singapore-based fintech startup LenderLink, which operates in Manila, has raised $ 1.25 million in a pre-seed round led by Iterative and Kaya Founders, with additional backing from Founders Launchpad and Manila Business Angels. The capital will fuel the expansion of its technology and commercial initiatives.
Founded in 2024 by fintech veterans, LenderLink is creating a high-tech, real-time credit bureau to help Philippine lenders lower non-performing loans. Its secure platform delivers real-time credit risk data to lenders and non-lenders, strengthening the country’s credit infrastructure.
By tackling high default rates, which drive up borrowing costs, LenderLink aims to unlock lower consumer interest rates and boost financial inclusion in the Philippines’ fast‑growing consumer lending market.
LenderLink has already integrated over 25 million records from five contributing ecosystems.
“We’ve spent years in fintech and seen that the lack of real-time credit data infrastructure is one of the biggest obstacles to affordable lending in emerging markets,” said Christo Georgiev, CEO of LenderLink. “With this funding, we’re modernizing credit by harnessing AI, data science, and automation to empower lenders—and help consumers rebuild their credit profiles more quickly and securely.”
Ray Alimurung, General Partner at Kaya Founders, said LenderLink will help all types of lenders—from banks and cash lenders to digital banks and buy now, pay later (BNPL) firms—grow safely by providing real-time, high-quality credit data.
The Philippines’ consumer lending market, worth around US$14 billion, has quadrupled in the past decade.
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