Paydibs, a payment company in Malaysia, has partnered with AhaPay, a fintech firm backed by Fingular, to bring Buy Now, Pay Later (BNPL) services to Paydibs’ platform.
The partnership gives merchants and consumers more flexible payment options across Malaysia. Paydibs says this supports their goal of financial inclusion with secure and modern payment solutions.
Malaysia’s BNPL market is growing fast. According to Deputy Finance Minister Lim Hui Ying BNPL transactions increased from 83.8 million in the second half of 2024 to 102.6 million in the first quarter of 2025. Around 1.4 million BNPL accounts were registered in just the first six months of 2025. Analysts expect the market to reach $2.52 billion this year and continue growing 15% annually through 2030.
Through the partnership, AhaPay will offer four- and seven-month installment plans for important categories like insurance and healthcare. This gives customers more flexibility to manage essential expenses while helping merchants meet growing demand for payment options.
Merchants can easily adopt BNPL through full integration with Paydibs NEO terminals and online payment gateways. This ensures a smooth and consistent experience for both in-store and digital transactions, without disrupting their existing operations.
“Our vision has always been to make payments more inclusive. This partnership with AhaPay goes beyond enabling BNPL by ensuring that flexible financing is accessible to more communities and merchants across Malaysia,
“With Paydibs NEO as the entry point, and our ecosystem supporting both online and offline needs, we see this as a significant step in building a more inclusive and sustainable financial landscape,” said Tee Kean Kang, Chief Commercial Officer of Paydibs.
Harold Chen, Chief Executive Officer of AhaPay, said the partnership emphasizes sustainability and inclusive growth, empowering underserved communities by fostering responsible consumer financing practices throughout Malaysia.
“It reflects AhaPay’s ongoing mission to drive fintech and advance financial inclusion in the region,” he added.
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