Surfin Meta Raises $26.5 Million to Expand Financial Services for the Unbanked Across Asia.
Singapore-based fintech startup Surfin Meta secures fresh funding to enhance digital inclusion in underserved markets.
Surfin Meta Digital Technologies, a Singapore-based financial technology company focused on serving the unbanked and underbanked populations, has successfully raised US$26.5 million in a recent oversubscribed funding round. The round, completed on April 23, 2025, saw participation from leading investors including Woori Venture Partners, Washington University in St. Louis, and Phillip Private Equity.
Founded with a mission to empower financially underserved communities across Asia and emerging markets, Surfin Meta utilises cutting-edge digital tools to provide access to essential financial services, including credit, savings, and insurance. This funding will help the company scale its operations, enhance its AI-powered credit assessment technology, and expand into new markets.
“We’re building a future where everyone, regardless of their financial history or geographic location, has access to fair and affordable financial services,” said James Zhang, CEO and Co-founder of Surfin Meta. “This funding round not only validates our vision but also gives us the resources to deepen our impact in regions that need it most.”
Surfin Meta’s platform uses proprietary algorithms and alternative data sources, such as mobile phone usage, transaction behaviour, and social network patterns, to evaluate creditworthiness. This allows the firm to serve customers who are typically excluded from traditional banking systems due to a lack of formal credit history.
Over the past two years, Surfin Meta has grown its presence across multiple Asian markets, including Indonesia, Vietnam, and the Philippines. The company claims to have supported over 10 million users with microloans and financial education tools, helping them build a digital credit footprint and gain access to more formal financial institutions.
“The unbanked population represents a massive, untapped opportunity not just commercially, but in terms of social impact,” said a spokesperson from Woori Venture Partners. Surfin Meta is tackling this challenge with scalable technology and a deep understanding of local market dynamics. We’re proud to support their mission.”
A portion of the newly raised funds will be invested in R&D to strengthen Surfin Meta’s data analytics and risk management capabilities. The company also plans to partner with local fintechs and mobile operators to deliver seamless onboarding and personalised products through smartphones. This strategy has already proven successful in pilot programs.
Washington University in St. Louis, one of the notable participants in the round, highlighted the growing interest from academic institutions in backing high-impact startups. “We believe Surfin Meta’s model aligns with global goals for financial inclusion and poverty reduction,” said a university representative. “Their innovative use of data and AI-driven insights is not just about lending—it’s about building long-term financial resilience.”
As regulatory support for digital finance grows across Asia, Surfin Meta sees a unique opportunity to scale responsibly. The company is currently in talks with central banks and financial regulators in several countries to pilot inclusive credit programs and digital financial literacy campaigns.
Phillip Private Equity, another investor in the round, echoed optimism about Surfin Meta’s growth trajectory. “With a strong founding team, robust technology, and a clear vision for inclusive growth, Surfin Meta is poised to lead a new wave of fintech innovation in Asia.”
About Surfin Meta:
Surfin Meta Digital Technologies is a Singapore-based fintech startup dedicated to bringing financial services to unbanked and underbanked populations across emerging markets. Through its AI-powered lending platform and strategic partnerships, the company aims to foster greater financial inclusion and economic empowerment.
With fresh funding in hand and a growing footprint in Asia, Surfin Meta is ready to push forward on its mission to bridge the financial gap, one underserved community at a time.
Read also – Fintech Startup Bachatt Lands $4M to Boost Digital Savings Platform in India
