
Under the guidance of Bank Indonesia and the People’s Bank of China, a new cross-border QR payment system has been launched between Indonesia and China. It connects Indonesia’s QRIS system with China’s major payment networks.
The system is powered by Alipay+, operated by Ant International, and UnionPay International, helping link digital payment platforms in both countries.
This step makes it easier for people in both countries to shop and pay across borders. It connects China’s 1.4 billion people with Indonesia’s 280 million population, allowing smooth and secure QR payments using their own mobile wallets.
At launch, Alipay and UnionPay users can pay at over 40 million QRIS merchants in Indonesia. In return, Indonesian users can also scan and pay at more than 80 million Alipay and UnionPay QR codes in China.
The QR payment system between Indonesia and China makes it easier to use local currencies for cross-border payments. It also helps people see exchange rates more clearly, makes travel more convenient, and supports smoother tourism and trade between the two countries.
“Interoperability is the foundation of the next generation of cross-border payments,” said Michael Guo, Alipay+ General Manager for SEA, South Asia and ANZ, Ant International. “Through Alipay+, we connect national QR schemes with global merchants and wallet users, enabling local businesses to participate in the digital economy on a global scale. This recent launch reflects our continued commitment to building an open, seamless payments ecosystem that benefits merchants, consumers, and economies.”
As more merchants start accepting it and more digital wallets connect to the system, the use of digital payments is expected to grow.
This will also help more people access financial services and strengthen economic connections between Indonesia, China, and the wider region.
Ant International is a global company that provides digital payment and financial technology services. It works with both private companies and governments to help banks and businesses of all sizes use modern digital tools.
Its platform offers payment and financial solutions that support growth and make financial services more accessible to everyone.
Alipay+ from Ant International is a system that connects digital wallets and enables cross-border payments. It helps global merchants reach more customers through a single platform.
For users, it makes payments simple while travelling abroad, giving them access to deals and digital services through their preferred payment apps or e-wallets.
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