Lahore-based PostEx’s journey is a testament to the power of turning a simple idea into multimillion-dollar worth business. It all began when Muhammad Omer Khan, the Founder and CEO of PostEx, faced a frustrating experience. But the best part of his story is that instead of overlooking the problem, he saw it as a chance to make a difference.
Alongside co-founders Saad Mahmood, Babar Razzaq, and Adil Naseem, Muhammad aimed to bridge a critical gap in delayed cash flow due to slow, inefficient courier and payment processes. What started as a challenge turned into an opportunity and built a multi-million-dollar company driven by innovation and determination.
Professional Career To Educational Journey
Muhammad Omer Khan’s story begins from his early days as a midfielder for the under-21 and under-23 national football teams of Pakistan. However, his love for games was undeniable, but his parents wanted their son to have a traditional career path.
Urged to choose a professional career over sports management, Muhammad followed his parents’ advice. Leaving behind his career as a professional football player, he packed his bags and set off for London to embrace a new beginning.
Finally, in 2010 he began his educational journey, pursuing the Association of Chartered Certified Accountants (ACCA) qualification. This moment was the turning point that shaped his future.
It was not as simple as it looks to start an educational journey, leaving his passionate professional career behind, especially after a certain age. However, he didn’t stop himself, and at a pivotal age, he moved to London to pursue chartered accountancy. He stayed at the institution until 2012, completing his studies there.
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Muhammad’s Next Move
Driven by ambition, he went back to Pakistan and worked for Ernst & Young from 2014 to 2017. Spotting greater opportunities, Muhammad set his sights on Dubai, where he joined EMPG Group under the Bayut brand.
As a sales consultant, he excelled in client relations, led high-performing sales teams, launched impactful campaigns, and crafted strategies to outpace competitors. With each success, Muhammad was thriving in his fast-paced, high-flying career.
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Startup Wake-Up Call For PostEx
Meanwhile, Muhammad navigated his corporate career and took a more in-depth look at the books of the company. Although the records were not the most refined, the real issue wasn’t in the records—it was in the cash flow. It was a frustrating gap that every order that was placed indicated that there would be a delay of 10 to 15 days before the cash arrived. It wasn’t just a delay; it was a roadblock.
Selling today but waiting 30 days for payment kept businesses stuck. This wasn’t just a delay—it was holding back Pakistan’s e-commerce industry. This experience hit Muhammad hard, and that’s where the idea was born.
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Concept To PostEx
Noticing the problem firsthand, Muhammad Omer Khan knew there had to be a solution. He teamed up with his co-founders—Saad Mahmood, Babar Razzaq, and Adil Naseem—and together, they brainstormed ways to fix it. Their mission was clear: shorten long receivable cycles in e-commerce and help businesses overcome working capital challenges.
They dug deeper and found the root of the problem—delivery delays. The process of collecting cash from customers took courier companies between 4 and 5 days. But that wasn’t all.
They held onto the money, trying to earn extra from it before finally sending it back. The cash had to travel through multiple steps—from the courier’s hub to their head office—before the merchant saw a single rupee. This slow, tangled process meant businesses were stuck waiting, unable to access their own money.
After facing this disappointing experience, Muhammad was clear that the system was slow & inefficient, which prevented cash from reaching merchants on time. After understanding the whole process, he realized that the outdated processes posed a significant obstacle —that required to be fixed.
PostEx: Simplifying E-Commerce With Smart Logistics.
In 2020, Muhammad with his co-founders Saad, Babar, and Adil turned this startup wake-up call into current firm, PostEx. PostEx is a pioneering company revolutionizing Pakistan’s e-commerce ecosystem by integrating logistics and financial solutions into a single seamless platform. Built to address critical challenges in cash flow and delivery operations, PostEx empowers businesses with faster payments and efficient shipping, ensuring smoother transactions and sustained growth.
Based in Pakistan, PostEx is a fintech startup offering Ecommerce companies a flawless cash-on-delivery (COD) and financing solution.
PostEx not only delivers goods within 24 to 48 hours but also pays online merchants upfront, therefore addressing cash flow problems unlike other courier services.
Instead of charging based on size or weight, PostEx takes a fixed percentage of the COD value, much like a fintech service. By combining logistics and financial services, PostEx helps e-commerce businesses tackle two major challenges—efficient deliveries and access to working capital—without relying on traditional bank loans or personal liability.
Leaving behind a lifelong passion for gaming, starting over later in life, and facing self-doubt—despite these challenges Muhammad’s resilience remained. His strong belief turned every setback into an opportunity. Adjusting every challenge, he shaped them to create his success.
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Muhammad Omer Khan’s entrepreneurial journey with PostEx is a testament to the idea that success is not a limit but a stepping stone— to reach new heights.
